Fixed Deposit is also known as Term Deposit. Fixed Deposit means an amount is deposited at Bank for a fixed period. The bank offers a fixed rate of interest for that period. The banks offers a wide range of period; from 15 days to 5 years. The interest rate varies according to the duration
Fixed Deposit Account can be opened by
Individual – Single or Joint
Minors – with Guardian
Regd. Institutions & Trusts (Charitable)
Checklist
Customer Information File (CIF) form (for new accounts)
Account opening form, duly signed by the account holders
Introduction from existing account holder
Photograph of account holders
Photo identity such as photocopy of PAN Card, addhar, Voters ID, Driving License, etc...
Proof of residence in the form of photocopy of Ration Card, Electricity / Telephone bill, etc..
If the address in addhar, Voters ID, Driving License, etc... (ID Proofs) is same as the residence address, the separate residence address proof is not required.
Basic Features
Nomination Facility
Personalized Cheque-book facility
Standing Instruction Facility
RuPay Debit cum ATM Card
Other Services
ATM usage
8 a.m. to 8 p.m. personalised banking
Fund remittance facility such as issue of Demand Draft, Pay Orders.
RTGS, NEFT, ECS
Any Branch Banking through Core Banking Solution
Lockers at Competitive Price
